A loan of $2,675 helped to purchase equipment.


Gulzat's story

Gulzat is 29 years old and single. She has two children. In 2003, in order to find means of subsistence for her children, Gulzat decided to start up her own business in hairdressing. She started with the initial capital of 10,000 KGS and managed to earn about 15,000 KGS in a month. She rented a room with five workstations in the center of Djalal-Abad town and could make her salon known by a creative and modern approach to hairdressing.

Gulzat proposes to use this loan of 120,000 KGS to purchase good equipment for her salon in order to attract new customers. With the revenue from the loan, Gulzat plans to further broaden her business and dreams of making it one of the best barber shops in the local area.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading microfinance institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.



Loan details


Lenders and lending teams



Loan details