A loan of $425 helped to buy grocery goods.


Laxmi's story

Laxmi is 35 years old. She is married and has two children aged 12 and 10. In 2005, she established her grocery shop business. Working 7 days a week and 12 hours a day, she supports her family. She has already received and successfully repaid six loans from Patan BPW and used her most recent one to expand the inventory of her store. In the future, Laxmi plans to expand the business. She thanks you for your support. For a borrower to improve her living standard, extra training is needed. In the Kathmandu Valley, the small grocery stores, called "pasal", are an important part of the local economy. Fresh produce, milk, and staples such as rice, lentils, and flour are purchased daily for cooking in the home. Owners of small grocery stores use Kiva loans to increase their purchasing power and profit margins. By keeping inventory strong and purchasing in larger amounts, owners of these small stores are able to increase profitability. While a typical "pasal" might be no more than 100 sq. feet, they are always full of bargaining customers, incoming produce, and shrewd businesswomen.



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Loan details