A loan of $250 helped to buy more bales of second-hand clothes.


Justine's story

Justine is a single mother of five and only two of her children go to school. She doesn’t take care of any additional family members. She has a business selling second-hand clothes and has been doing the same business for seven years.

Besides this clothing business, she also rears and sells chickens at home. Justine sells to all categories of people, retail. Her business challenges include transportation and ever increasing price of clothes. Justine aspires to see her business grow big so that she can start importing clothes herself and also to improve her standard of living.

She decided to join MCDT because she wanted additional capital. Justine has requested a loan of 600,000 from MCDT SACCO to buy more bales of second-hand clothes. Justine resides in a rented two-roomed house and the family has access to electricity and piped water. Her monthly expenses include rent, school fees and utility bills.



Loan details


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Loan details