A loan of $825 helped to buy more bags of charcoal.


Zam's story

Zam lives in Kawempe in Uganda. She is married with five children – all of them are school-going. She doesn’t take care of additional family members. She lives in a home that she owns. The family doesn’t have access to electricity or piped water. Her monthly expenses include school fees and feeding the family. Zam changed her business enterprise from selling spare parts to selling charcoal and has been in this business for a few months. She sells charcoal at the market and works seven days a week. She sells charcoal to all kinds of people, both retail and wholesale. Besides selling charcoal, she generates additional income through hiring out her motorcycle. Her business challenges include issues with transportation, the rainy season and defaulters. Zam requested 2,000,000 from MCDT SACCO to buy more bags of charcoal. Zam hopes to see her business grow big so that she can buy a delivery van to ease transport, and so she can get a permanent business premises. Zam decided to join MCDT because of the low interest charged.



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