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Thembalethu Group
In this Group: Zama Bongiwe , Qandani , Thuleleni Nobaswazi , Phumzile Thokozile , Ninjabulo Immaculate
Bongiwe is 29 years old and single with four children between 2 and 11 years old. Three of her children attend school. To provide income for her family, she sells clothes and food to her neighbors. She also receives income through a government child support grant. In the photo, she is pictured raising her hand.

She requested this loan through WDB and Kiva to buy more clothes and food for her store. She has been doing this business for one year and says that the biggest challenge that her business faces is that her clients do not pay on time.

With the extra income, she hopes to expand her store to a bigger location.

Additional Information

About Women’s Development Businesses (WDB)

This loan is administered by Women’s Development Businesses (WDB), Kiva’s first and only partner in South Africa. Over 75% of South Africa’s population lives in rural areas and about a quarter of South Africans live on less than $1.25 per day.

WDB offers microcredit and training to rural women in order to improve their families’ living standards and encourage active participation in their communities. In addition to targeting women with household incomes of less than 50% of the South African poverty standard, WDB also provides enterprise development and mentorship for women ready to enhance their business skills.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About South Africa

  • $12,700
    Average annual income
  • 0
    View loans »
    South Africa Loans Fundraising
  • $875,025
    Funds lent in using Kiva
  • 6.8
    South Africa Rand (ZAR) = $1 USD