A loan of $2,175 helped to construct a vending kiosk and to purchase women's national clothing for resale.


Guldasta's story

Guldasta is a great mom with four grown children. She has invested much of her life in her most precious endeavor, raising her children. However, she has always successfully balanced work and family without any damage to either. That has probably been one the secrets of her success. Guldasta launched her own venture 14 years ago. She is a very reliable client and has been prompt with all her payments to IMON International, never having a late payment. Today, Guldasta’s business provides a stable source of income and security in life. She is hoping to continue keeping this business stable. She is requesting a loan of 10,000 TJS to construct a vending kiosk and increase the assortment of merchandise she offers for retail sale in her stand. She hopes to keep her business running and bringing her a profit in the future as well.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, to epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj



Loan details


Lenders and lending teams



Loan details