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Shodali H. is 25 years old, has a secondary school education, is married and has 2 children. Shodali has been farming for two years just like his father Holmurod H. (another Kiva loan applicant). He has land where he plants wheat. Shodali will use his loan to fertilize his land and to purchase seeds for planting. After harvest, local residents will be able to purchase wheat at a lower price than they would pay at the market. They will use the wheat for making flour and bread.

Shodali will pay back the loan over 12 months.

Translated from Russian by Sabina Holzman, Kiva Volunteer.

Хакназаров Шодали, возраст – 25 лет, образование среднее, женат, имеет 2-х детей. Шодали также как и его отец Хакназаров Холмурод, уже в течение 2 лет занимается земледелием. Он также имеет отдельный участок земли для посева пшеницы. Полученный кредит он хочет использовать на обработку земли, а также на покупку семян пшеницы для дальнейшего их посева. После сбора урожая местные жители получат возможность приобрести пшеницу по более низкой цене в отличие от рыночной. Так как большинство жителей этого района покупают пшеницу для дальнейшей ее переработки в муку и выпечки хлеба.
Клиент планирует выплатить кредит в течение 12 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 206
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Shodali fertilizing the land and planting wheat.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 27, 2008
Jan 13, 2008
Currency Exchange Loss:
Feb 15, 2009