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Mrs. Pao, 39, is a married woman and the mother of four unmarried children. One of her children is employed at a garment factory as a sewing worker and has a fixed salary each month. To earn a living, Mrs. Pao owns a small store in her community, Reussey Keo commune of Phnom Penh City, where there is a good location to raise income. In her shop, she sells different kinds of flowers to people who need to decorate for parties or ceremonies. Her husband, age 40, works in the construction field. This family normally earns an average of $6 per day to help cover their family’s daily living expenses. To meet the needs of her family, she is applying for a loan to purchase some piglets to feed and then sell when they are big.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 108
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Pao to purchase piglets to raise and sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 3, 2011
Jul 2, 2011
Currency Exchange Loss:
Jul 15, 2012