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Saron is 52 years old and makes a living as a farmer. She earns only $1 per day and is a single mother with two children. Every month, she has to spend $50 on food, $5 on electricity, $10 on rent, $20 on school fees and $35 for other expenses. In order to meet these expenses, she is applying for a loan for $800 to buy a Tok Tok (or motorbike with a cart attached) so that her son-in-law can become a driver and earn money. She hopes that her family can earn enough money to buy supplies for her farm and pay for her younger child to go to university.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 236
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Saron to buy a motorbike for her son-in-law.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 14, 2011
Jun 24, 2011
Currency Exchange Loss:
Jan 15, 2013