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Saman is a 43 year old farmer. Her husband is a worker and their combined income is $5 per day. They have 2 children, 17 and 13 years old, and they both are working in weave factory right now with $5 per day for their income.

Every month, she has to spend $20 on food, $6 on electricity, $15 on transportation, and $25 on other expenses. She would like to request a loan of $1,200 to buy equipments for repairing her house. She wants to prepare her house and then rent it to a weave merchant so she could earn some money from that.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 203
    View loans »
    Cambodia Loans Fundraising
  • $39,964,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Saman to repair the house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 17, 2011
Jun 24, 2011
Currency Exchange Loss:
Nov 15, 2012