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Xom Ngoai-2-9 Group
In this Group: Hoa, Dung , Tu, Tuan, Quang
Hoa was born in 1974. She lives in Xom Ngoai village and she has a shop where she sells shoes. Her husband helps her in her shop. They have had this business for ten years and have a monthly income of about 5.000.000 Vietnamdong (VND).

Hoa has participated in SEDA since 2010. The last cycL., she borrowed 5.014.000 VND. In this loan cycL., she would like T. borrow 6.758.000 VND T. expand her shoe shop. She is the leader of a five-member group loan in SEDA. About the other entrepreneurs in her group:

Dung is 32 years old. She wants T. borrow 6.758.000 VND T. breed pigs.

Tu is 37 years old. She wants T. borrow 6.758.000 VND T. expand her shop.

Tuan is 35 years old. He wants T. borrow 6.758.000 VND T. raise livestock.

Quang is 43 years old. He wants T. borrow 6.758.000 VND T. repair his house.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 74
    View loans »
    Vietnam Loans Fundraising
  • $17,284,100
    Funds lent in using Kiva
  • 20,590.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Xom Ngoai-2-9 Group's $1,650 loan helped a member to expand her shoe shop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 16, 2011
Jul 2, 2011
Currency Exchange Loss:
Jun 30, 2012