A loan of $700 helped to pay for grocery products and inventory items needed in her variety store.

Adelaida's story

This is Adelaida, 57, a resident of Pasay City, Philippines. She is married to Nestor, and is the mother of two children who are both in high school.

Together with her husband and children, she manages their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses and support her children’s schooling. Adelaida herself has been an undergraduate, and she believes that a college diploma is the best inheritance parents could leave to their children.

Adelaida operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a PHP 5-worth of cooking oil, or an egg. Adelaida earns by getting supplies at wholesale prices and selling by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 560 in sales every day.

To help her continue operations of her business, she is requesting a PHP 30,000 loan. She will be using the loan to buy groceries, toiletries and beverages to expand her product inventory. She expects a boost in her business income as she expands her business.

Adelaida hopes to be able to expand soon, just as she fervently hopes that her children will be able to graduate one day.

She faithfully meets with her co-fellowship* members to share stories of her work every week and where she can also draw strength and inspiration from the word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital, and repay microfinance loans.

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