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Sokha, 56 year old, runs a bakery that earns $3 per day in income. Her husband is a soldier and his salary is $60 per month. they both have 3 children and they are 25, 20, 18 years old. They have jobs as a garment factory worker, driver, and car repairer and they can make $8.50 per day for their income.

Every month, she has to spend $60 on food and $15 on electricity. She is requesting a loan of $700 to buy wood for repairing her house. In the future she wants to sell wood instead of selling cake because it can make more profit.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Sokha to buy wood for house repairing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 3, 2011
Jun 24, 2011
Currency Exchange Loss:
Jul 24, 2012