A loan of $1,000 helped to purchase perfumes, skin lotions, cosmetics, and jewelry.

Miriam Marlene's story

In the community of 30 de Septiembre in the village of Rocafuerte, the members of the communal bank "Plazoleta Eloy Alfaro" meet every two weeks. This place is known for the delicious sweets prepared by the villagers, known throughout the country.

Here we meet Miriam. She is 21 years old and she is married common-law. She has a four-year old daughter. Her husband is a driver. She has been with her communal bank for five loan cycles. She is the treasurer and she appreciates the benefits that she receives from the institution.

She is a housewife who, in order to have her own income, sells Avon brand products (beauty products, cosmetics, perfumes, and ladies' accessories). She works every day. In addition to being a salesperson she also directs a group of salespeople, as the leader of a group. She tells us that she sells her products on credit and she takes payments every two weeks. She receives the products at home and she later distributes them to the other members of her group. She has more than one year in the business and it is going very well.

This loan will be used to purchase perfumes, skin lotions, cosmetics, and jewelry.

Her dream is to open a distribution centre for this products.

Translated from Spanish by Kiva volunteer

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