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Francisco Javier
Francisco is married, his wife works and together they are able to get ahead despite whatever difficulties they are faced with. Their children are students and hope that they are educated and have careers. Francisco has been self-employed, for a long time, he faces problems when he gets sick resulting in great losses. In the short-term, he needs to improve the infrastructure of his home, to build a room to have greater comfort and security. The loan will be used to buy construction materials like: cement, sand, concrete blocks, gravel, braces, zinc sheets and other items. Francisco is thankful for the support that will help him improve his quality of life.
View original language description ↓
Francisco casado, su esposa trabaja, juntos salen adelante ante las dificultades que se le presenten. Sus hijos estudiantes, planes que se preparen y que tenga una carrera. Trabajo por cuenta propia desde hace un gran tiempo, se le dificulta cuando se enferma, siendo de gran pérdida. A corto plazo el requiere mejora la infraestructura de su vivienda necesitando la construcción de un cuarto para obtener mayor comodidad y seguridad. El préstamo lo invertirá en la compra de materiales de construcción como: cemento, arena, bloques, piedras canteras, estribu, láminas de zinc, golosas entre otros. Agradece al apoyo al mejoramiento de si nivel de vida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 72
    View loans »
    Nicaragua Loans Fundraising
  • $25,756,600
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Francisco Javier buy materials to build a room.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 26, 2011
Jun 24, 2011
Currency Exchange Loss:
Jun 15, 2012