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Canquixaja Group
In this Group: Benito Ricardo, Margarita, Arnulfo, Valeriano Eusebio, Reginalda Ricarda, Juana Francisca
Benito Ricardo is 54 years old, he is married and he has 6 children, four of which go to school, but her himself did not have the chance to study. He engages in selling clothes: a street vendor, he has been engaged in this activity for 20 years, and he can count on his wife’s support, as she engages in breeding animals. He decided to create a group in order to ask for a loan that he will use to buy more products, such as sweaters, scarves, caps, T-shirts and jerseys. The other members of his group engage either in trading or in breeding animals.
View original language description ↓
El señor Benito Ricardo es casado, tiene 54 años D. edad, no tuvo la oportunidad D. contar con estudios escolares, tiene 6 hijos 4 D. ellos estudian, se dedica al comercio a la venta D. ropa, inició este negocio siendo vendedor ambulante y lleva 20 años D. experiencia, cuenta con el apoyo D. su esposa quien se dedica a la crianza D. animales domésticos. DeciD. organizar un grupo con el fin D. solicitar un préstamo que le servirá para la compra D. más mercaderías: suéteres, bufandas, gorras, playeras, camisetas, etc. Los demás integrantes del grupo se dedican al comercio y a la crianza D. animales.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 48
    View loans »
    Guatemala Loans Fundraising
  • $12,391,125
    Funds lent in using Kiva
  • 7.7
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Canquixaja Group's $1,125 loan helped a member to buy sweaters, scarves, caps, T-shirts and jerseys.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 10, 2011
Jun 25, 2011
Currency Exchange Loss:
Apr 15, 2012