A loan of $1,550 helped to purchase cattle.

Natalya's story

Natalia Nikolaevna is 53 years old, married, and has two sons and the daughter. Natalia Nikolaevna's family is hardworking and amicable. The children go to school. Natalia and her spouse raise cattle on their small farm, and they grow vegetables. Now their farm has two milk cows who produce a good amount of milk. In the Moscow area, where Natalia lives, there is a butter factory which produces, not only for the domestic market, but for neighboring countries as well. Every day Natalia Nikolaevna delivers 20-25 liters of milk to the factory, which means a stable income for the family. Her spouse helps on the farm and also works at Krupskoe village high school as a security guard. Additionally, the family grows tomatoes and peppers, renting 1.5 hectares of land every year. The produce is then sold in the local market.

Natalia Nikolaevna has asked Bai-Tushum and Partners for a loan of 70,000 som (KGS) with which she plans to buy a milk cow. It will allow her to produce more milk and to increase a production in the future so that she can maintain her farm well.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

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Translated from Russian by Kiva volunteer Melissa Kniazeva

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