Onesta is the leader of Nyabihoko Twebiseho group, Kihihi. She is 50 years old and married with 4 children and all of them are in school. She has a retail shop dealing in general merchandise in Bigiri Trading Centre and it has been in existence for 17 years. Onesta is able to make 100,000 UGX as weekly profits selling mostly to the local population. She is also involved in the sale of tea since she has a tea plantation as her source of capital for the shop. She best describes herself as very hardworking and she needs a loan to be able to buy more sugar, soap, pens, pencils and other merchandise for resale.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.