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Zubaida's Group
In this Group: Zubaida, Nasreen Bibi, Azra Bibi, Majidan Bibi, Margarette, Marthan Bibi, Rashidan Bibi
Zubaida is a caring lady who carries out her responsibilities as a housewife by staying at home. She is also a very good mother and takes care of her children very well. Her husband is a farmer. He owns a small piece of land where he grows different seasonal crops. He is a very hard worker and puts a great effort in growing good quality crops. He has good business contacts and he earns a reasonably good income from his business.

Zubaida has given birth to seven children. Her eldest son works in a factory for a low income while four of the remaining six children are getting their education. She has applied for a loan from Kiva partner Asasah to financially support her husband who wants to buy seeds, fertilizers and pesticides, etc. to make his agriculture business more profitable. Zubaida is hopeful that after the loan investment. her husband will be able to grow better crops and earn more profit. Her husband has been in this work for the past 10 years.

Zubaida is a regular loan user of Asasah and this is her 2nd loan application. In her previous loan year, she paid her installments on time and never missed any meeting.

Note: In the photo, the lady with a book (called Asasah Passbook) is Zubaida.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 364
    View loans »
    Pakistan Loans Fundraising
  • $16,478,925
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zubaida's Group's $1,325 loan helped a member to buy seeds, fertilizer and pesticides for agriculture business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 20, 2011
Jun 22, 2011
Currency Exchange Loss:
Jun 15, 2012