Sra. Eva notes that this is the first time the communal bank has joined with Pro Mujer and that they were invited to join by an advocate. Currently, Sra. Eva has a business selling "llauchas" (a Bolivian hot pocket), which she has been doing for the last eight years.
The loan that Sra. Eva is receiving is for the purchase of raw materials to make her llauchas (flour, lard etc.). She purchases these products wholesale in La Ceja. After making the llauchas, she distributes them as ordered. This form of work allows her to generate resources to support her family as much as possible, as she is single and has a son.
When asked what she likes about Pro Mujer, Sra. Eva responds that she likes the savings and health plans.
La señora Eva, indica que es la primera vez que integra Pro Mujer y que ingreso por invitación de una promotora. En la actualidad ella tiene un negocio de venta de llauchas, que viene trabajando hace ocho años atrás.
El crédito que ahora sacará es para la compra de materia prima para la elaboración de las Llauchas (compra de harina, manteca,etc.), este material lo compra de la Ceja y por mayor, posterior a la elaboración lo distribuirá a pedido. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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