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Koba comes from village Vardisubani, a small village in mountainous Kartli. He is 32 years old and lives with his wife Lela, their one-year-old son and his parents. Koba is a driver of a mini-bus which connects two towns in Kartli. Along with this job, Koba is involved in family farming. They grow potatoes, wheat, maize and haricot beans. Harvested produce is sold in his or nearby villages. Koba’s total average monthly income from both activities is 900 Laris.

Koba requested credit to purchase fertilizers and potato seeds. After fertilizing the plot of land, he will get a high quality harvest, which will be sold for a higher price and the income of the family will increase. Koba plans to use the profit for renovation of his house, as it is already old and needs renovation to be comfortable.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 44
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Koba to purchase fertilizers and potato seeds.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 24, 2011
Jun 21, 2011
Currency Exchange Loss:
Jun 15, 2012