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Juvencio was born in the Namaacha district of Maputo province, in southern Mozambique. He is married and the father of a 4 year old, who is not going to school. He went to school until 11th grade but could not finish due to the distance from his home to school in the evening. He manages to save 500.00mt a month.

He has approached Hluvuku requesting a loan to continue his home improvements. He is a permanent employee of the Namaacha school, and has been for over 8 years. Working as an assistant coach, he earns 2.969.40mt monthly, which he applies to household expenses. He also relies on his wife's help from her job as a public water worker in Namaacha.

He already has a loan from BIM. This is his fourth loan from Hluvuku in the amount of 15.000.00mt, with which he will buy construction materials (cement, bricks and beams) to expand his living room as the space currently is very small. His previous loans of 5,000.00, 6,000.00 and 6,000.00mt, respectively were also for his house.

Juvencio has the intention of continuing his studies and professional training and wants to repay his loan ahead of time in order to request loans in the future.
View original language description ↓
nasceu no Distrito de Namaacha, Provincia de Maputo, Sul de Moçambique, vive maritalmente é pai de um menino de 4 anos de idade não vai a Escola. Fez a 11ª classe não concluiu devido a distância que o separa de casa a Escola no periodo da noite. Consegue por mês poupar 500.00mt

Aproxima se a Hluvuku solicitando empréstimos para dar continuidade da obra. é funcionario permanente na Escola Secundária da Namaacha ha mais de 8 anos trabalha como Assistente Tecnico auferindo mensalmente 2.969.40mt que aplica nas dispesas da casa, mas também conta com ajuda da sua esposa que é funcionaria da água da Namaacha.

Ja teve empréstimo no BIM. Este é seu quarto empréstimo na Hluvuku no valor de 15.000.00mt com o qual pretende comprar material de construção (cimento, blocos e barrotes) para ampliação da sua sala devido ao espaço que é menor. Os anteriores de (5.000.00, 6.000.00 e 6.000.00)mt para habitação.

Tem como objectivo continuar com os estudos e formar se proficionalmente, pretende pagar antes do tempo previsto para aceder a outros créditos no futuro.

Additional Information

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About Mozambique

  • $1,200
    Average annual income
  • 3
    View loans »
    Mozambique Loans Fundraising
  • $3,046,925
    Funds lent in using Kiva
  • 29.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Juvencio to buy construction materials (cement, bricks and beams).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 7, 2011
Jul 11, 2011
Currency Exchange Loss:
Aug 15, 2012