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This is a 38-year-old business woman. She is married, and has 3 children ages 9, 15 and 19 years. In the year 2009, she established her business selling jewelry, slippers and ladies dresses. She began her business as a means of providing a livelihood for her family. Working 7 days a week and 10 hours a day, she earns about 800,000 SLL every month from this business.

She would like a loan in the amount of 5,000,000 SLL. She has already received and successfully repaid 1 loan, and now requires a new loan in order to buy more jewelry and ladies slippers for her business. She hopes that this loan will enable her to increase her monthly profits by approximately 300,000 SLL.

In the future, she plans to buy larger quantities to supply to other traders. This will help her get more profit and support her children’s university education. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 41
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,255.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped this borrower to buy more jewelry, slippers and ladies dresses for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 8, 2011
Jun 27, 2011
Currency Exchange Loss:
Dec 15, 2011