A loan of $1,200 helped to buy natural products such as green tea, bees' honey, fat burners and natural laxatives.

Bridie's story

Bridie is 44 years old and lives with her son in Calle Real, a neighborhood which is located in the city of Cartagena de Indias, a beautiful and colonial city on the shores of the Caribbean sea which is frequently visited by both domestic and international tourists who admire its warm scenery and its kind and hard-working people.

For eight years, Bridie sold natural products for a well-known company. However, her entrepreneurial spirit and her desire to be her own boss prevailed over the alternative of continuing to work as an employee and she now works as a businesswoman in charge of her own microbusiness. Bridie decided to undertake her own business venture. She took advantage of all the experience she gained in her old job and started her own business selling natural products from a commercial sales location called "Tienda Naturista Sol de Vida". With some savings that she had made, she made her first investment and, up to now, her business has done very well. For this reason, she is enthusiastic and would like to strengthen her business and achieve a level of growth that will help her to increase her income and, thereby, improve the well-being of her son so that he can pursue a higher education and be successful in life.

This Kiva loan is Bridie's first loan with Fundación Mario Santo Domingo. She will use it to buy natural products such as green tea, bees' honey, fat burners, natural laxatives, etc. Her biggest challenge is working capital as she does not have enough. As she increases her sales, she needs to have cash available to stock her business, especially with the products that have the quickest turnover.

While Bridie builds her dreams through her hard work and discipline, she continues to take care to maintain a profitability on her sales of no less than 38% and a profitability on her investment of no less than 33%, in order to achieve sustainability in her business.

Translated from Spanish by Kiva volunteer Linda Oxnard

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