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Siempre Juntos Group
In this Group: Juan Roberto, Laura Celia, Alfonso, Lizeth , Maribel, Gricelda, Gladis, Lizseth
The group is comprised of eight people. Among them, the board of directors in arranged such that the president is Laura. She lives in her mother's home in the Sacaba zone. She lives with her three children. She is a good leader and does traveling sales of clothes and other items. She goes throughout the Sacaba zone as well as to the markets. She is a very hardworking person, and she will use the money from this loan to purchase winter clothes, such as sweaters and jackets since the cold season is coming and many customers have ordered these items. Laura is grateful to this organization for the support it provides.
View original language description ↓
El grupo esta compuesto por 8 personas de las cuales la mesa directiva se encuentra compuesto de la siguiente manera: la presidenta es la Sra. Laura vive en casa familiar de la madre en la zona de sacaba vive junto a sus 3 hijos, la mencionada señora es buena líder y se dedica a la venta ropa y otros ambulando por las distintas zonas de sacaba, y también en los mercados, es una persona muy trabajadora y el dinero del crédito lo invertirá en la compra de ropa de invierno, como chompas y sacones ya que se esta acercando la época de frio y muchas de sus clientes ya le hacen pedido de estas prendas de vestir, la Sra. Laura esta agradecida con la institución por el apoyo brindado.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Siempre Juntos Group's $2,400 loan helped a member to purchase winter clothes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 4, 2011
Jun 22, 2011
Currency Exchange Loss:
Dec 15, 2011