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Raphael is a married man with three children, all of whom attend school. He owns a house that has neither electricity nor piped water. His greatest monthly expenses are food and school fees.

Raphael has operated a retail shop business, selling household consumptions like wheat flour, maize flour and sugar. He also operates a farming business that contributes to his other source of income. He faces a major challenge of seasonality in his business.

With the 70,000 Kenyan shillings, he wants to purchase a water tank, do plumbing to sell water, and to purchase a generator. He decided to join Yehu to access loans to boost his living standards.

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

About Kenya

  • $1,800
    Average annual income
  • 396
    View loans »
    Kenya Loans Fundraising
  • $50,332,475
    Funds lent in using Kiva
  • 90.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Raphael to purchase a water tank and do plumbing to sell water, and to purchase a generator.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 31, 2011
Jun 19, 2011
Currency Exchange Loss:
Sep 15, 2012