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Moses, a 54-year-old entrepreneur is married to Fransina, a 43-year-old lady. Moses has 4 children. They are:
1)\tMarlen, 22 years old, who works as a shopkeeper,
2)\tConstantino, 20 years old, who works as a motorbike taxi driver
3)\tMolano, 14 years old, who attends the second grade of junior high school, and
4)\tRichard, 4 years old.

Moses runs a rice milling business. He has been running the business since 2005. He initiated the business by using his own capital. His business runs quite well but several competitors have arisen near his village. Moses plans to enlarge his business by selling rice as an additional business.

Unfortunately, his milling machine has broken so he cannot run his business well. He has to replace a spare part on the machine as soon as possible, as his family depends on the business. However, the spare part is quite expensive to buy. So Moses is requesting a loan of IDR 10,000,000 from TLM. He would like to spend the loan on the spare part and paddy (unprocessed rice) to be milled. He will then sell the milled rice on the market.

He is expecting that TLM will help him by approving his loan application so he will be able to run his business as usual.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 44
    View loans »
    Indonesia Loans Fundraising
  • $6,157,950
    Funds lent in using Kiva
  • 8,585.4
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Moses to purchase a spare part and paddy to be milled.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 8, 2011
Jun 19, 2011
Currency Exchange Loss:
Dec 15, 2012