A loan of $1,125 helped to purchase cattle.


Khalila's story

Khalila was born in the village of Murgab (Republic of Tajikistan). She is married and the mother of five children: three daughters and two sons, the youngest of whom lives together with Khalila and helps her with her work.

Khalila was born in an ordinary engineer’s family with seven children. She was a middle child and spent a lot of time on household tasks. Her older sisters got married early, and she needed to take care of her younger sisters and brothers. After finishing high school, Khalila was admitted to a degree program in accounting at junior college, which is where she met her future husband. She got married at the age of 19. The spouses first lived in communal housing since Khalila’s husband also comes from a large family, and the newlyweds did not have a home of their own. Two years later their first child was born. Khalila found a job with the local produce distribution society, where she would remain working for 12 years. A year later she gave birth to her second child, a daughter. In 1986 and 1987, two more daughters came into the world. In 1993, due to economic difficulties, the family moved to the village of Panfilovka (the district of Chuisk). Two years into their life in Panfilovka, Khalla gave birth to another son. Khalila and her husband found work at the local collective farm and were allotted a land plot, on which they eventually had a house built. When the collective farm ceased functioning, they started working as farmers on leased land. In 1999, Khalila and her husband found jobs with the Roadway Management Office #42: she is a senior specialist, and he as a driver. In 2010, they bought a house in the village of Voznesenovka (the district of Chuisk).

With time, their three daughters got married and settled independently. Because this, Khalila had to buy part of her cattel. At present, Khalila and her husband still work for Roadway Management Office #42 and also raise cattle and grow crops on the land they lease. At present Khalila has one cow and one heifer. In order to obtain more cattle, Khalila approached Bai Tushum and Partners with a request of a loan of 50,000 KGS.
She plans to use the resulting income to cover the costs of her son’s education and to expand her business further.

The microfinance institution Bai Tushum & Partners offers loans to socially vulnerable populations through Kiva. Bai Tushum & Partners ia a leading microfainance organization in Kyrgyzstan. Bai Tushum & Partners is a reliable financial partner which contributes to the economic growth of the Republic ofKyrgyzstan by providing affordable microfinance services in rural areas as well as in cities, thus helping create jobs and serving the interests of its clients of investors.

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Translated from Russian by Kiva volunteer Katharina S



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