A loan of $1,300 helped to buy a new assortment of foods.


Zarrina's story

Zarrina is married and has two children. Her husband is a machinist. Zarinna helps her husband to take care of their family. She sells everyday products in her grocery store, which is located near her house. She purchases the goods two times a week from Khujand City. Her monthly income is about 1,500 Tajikistan somonis (TJS). Zarrina would like to get a loan of 6,000 TJS for purchasing a new assortment of foods in order to expand her business and allow customers greater choice. She carefully and responsibly applies for loans.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, as it served as a key post along the Silk Road and marked the end of Alexander the Great's extensive rule. It has also produced great thinkers, philosophers, scientists, and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON’s History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low-income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj



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