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This business is situated in
Sambour Village, Dangkar Commune, Dangkar District, just outside of Phnom Penh

Hak S. is living and working with her husband and 4 children in the suburbs of Phnom Penh city. Her business is to cook and sell food to the workers around the the nearby factories. Each member of the family is involved in this activity: Hak S. gets up at 1am and goes to the fish and seafood market, and then comes back home and start cooking rice, shrimp, fish, soups, dry and fried vegetables. Her husband brings their children to the factories on their motorbike for 9am, which is the morning break for sewing factory worker and they start selling. At home, Hak S. is still cooking to provide fresh food to the worker for their afternoon break at 3:30pm.

This loan of $700 will allow S. and her family to improve their living condition by repairing their house. They will buy materials and perform the reparation by themselves, in addition to their casual workload. Sometimes does Hak S. feel very tired, I want to start another business, she said, but she does not know what she should do.

This is the first time Hak S. takes a loan with CREDIT but her neighbors are old clients and introduce her to CREDIT staff.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 229
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Hak house Repairing.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 3, 2006
Jun 15, 2006
Currency Exchange Loss:
Dec 14, 2006