A loan of $575 helped to purchase clothes, shoes, and cosmetics wholesale.

Yosep's story

Yosep lives with her husband and two children, who are 8 years and four months old, in the Simon Bolivar neighborhood in the city of Barranquilla, a happy community with family, business, financial, and formal and informal commercial zones. It is also the site of the famous Carnival del Sur, which takes place in the main streets with dances and traditional Carnival costumes. In this Caribbean atmosphere and warm climate, Yosep has a business of selling a variety of merchandise, such as clothes, shoes, and bedspreads. She learned this business from her mother, who taught her by example to sell clothes that she made herself. Yosep saw that through this business, she and all of her siblings were able to help their family succeed, but when Yosep was 10 years old, she decided to learn a trade. She thought that the work was like slavery, and she decided to use her experience in business to start selling a variety of merchandise through credit to customers who were also her neighbors, acquaintances, and workers who always ordered items they needed. Her dream and main goals are to have her own home and for her children to reach a professional level that will guarantee them higher levels of success. This is the first loan she has received through Kiva partner Fundación Mario Santo Domingo. She will use it to purchase clothes, shoes, and cosmetics wholesale, which will be a successful investment because she will pay with cash and get discounts that she will be able to pass on through the prices on her merchandise so she can continue to position herself in the market.

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Translated from Spanish by Kiva volunteer Olivia Shirley

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