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Miriam Judith
Miriam Judith is 28 years old and married. She lives with her husband and children in the canton of Ventanas in Los Ríos Province.

This Communal Bank is called “Nuevo Horizonte” (New Horizon) and located in the neighborhood of Recinto Cachely Grande, which is in the canton of Ventanas. The members of this Communal Bank are short-cycle farmers who grow corn, rice, and pigeon peas.

Miriam is a farmer who specializes in growing corn, rice, and beans. She buys her supplies at the Olivos Brothers Shopping Center each month and then sells her goods at the fair in the same location.

She is requesting a loan to buy seeds and compost for her crops. With the financial assistance provided through this loan, she will be able to acquire needed supplies. She does not face any major challenges. Her dream is to acquire her own land for building a house.

Miriam enjoys celebrating the neighborhood festivals and dancing.
View original language description ↓
Miriam Judith tiene 28 años, es casada vive con el esposo y con los hijos. Vive en El Cantón Ventanas Provincia de Los Ríos.

Esta Ventanilla se llama NUEVO HORIZONTE, se encuentra ubicada en el Recinto Cachely Grande, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz, frejol gandul.

Miriam se dedica a la agricultura en especial a la siembra de maíz, arroz y frejol, las compras las realiza en Comercial "Hnos. Olivos" cada mes y las vende en la feria de la misma localidad.

Solicita el crédito para la compra de semillas y abonos para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. No enfrenta desafios muy importantes. Su sueño es tener un terreno propio para construir la casa.

Le gusta festejar las fiestas del recinto y bailar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Miriam Judith to purchase seeds and compost.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 8, 2011
Jun 23, 2011
Currency Exchange Loss:
Jan 15, 2012