This Communal Bank is called “Nuevo Horizonte” (New Horizon) and located in the neighborhood of Recinto Cachely Grande, which is in the canton of Ventanas. The members of this Communal Bank are short-cycle farmers who grow corn, rice, and pigeon peas.
Beatriz is a farmer who specializes in growing corn. In addition, she raises chickens for fattening. She buys her supplies at the Olivos Brothers Shopping Center each month and then sells her goods at the fair in the same location.
She is requesting a loan to buy seeds, compost, as well as feed for her chickens. With the financial assistance provided through this loan, she will be able to acquire needed supplies. One of the challenges she faces is crop disease. Her dreams include increasing production and building a chicken coop.
Beatriz enjoys cleaning house and keeping it in order.
Esta Ventanilla se llama NUEVO HORIZONTE, se encuentra ubicada en el Recinto Cachely Grande, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz, frejol gandul.
Beatriz se dedica a la agricultura en especial a la siembra de maíz,ademas a la crianza y engorde de pollos, las compras las realiza en Comercial "Hnos. Olivos" cada mes y las vende en la feria de la misma localidad.
Solicita el crédito para la compra de semillas y abonos ademas de alimentacion para los pollos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como enfermedades en los cultivos. Su sueño es aumentar la produccion y construir un galpon.
Le gusta limpiar la casa y que este ordenada.
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
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Success!! The loan was 100% repaid