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Monica Stefania
Monica is 20 years old. She is married and lives with her husband and their children in a town called El Canton Ventanas, in the province of Los Rios. This area is called Neuvo Horizonte, which means New Horizon, and it's known for its agriculture and its short harvest cycles for corn, rice and other crops. Monica works in agriculture, specifically growing and harvesting corn, rice and beans, which she sells every month at the local market. She is requesting this loan to purchase more seeds and fertilizers. She would also like to use some of the money to purchase a few pigs. The loan will help Monica's financial situation and help cover basic necessities. Her dream is to be able to purchase some land which she could farm.
View original language description ↓
Monica Stefania tiene 20 años, es casada vive con el esposo y con los hijos. Vive en El Cantón Ventanas Provincia de Los Ríos.

Esta Ventanilla se llama NUEVO HORIZONTE, se encuentra ubicada en el Recinto Cachely Grande, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz, frejol gandul.

Monica se dedica a la agricultura en especial a la siembra de maíz, arroz y frejol, las compras las realiza en Comercial "Hnos. Olivos" cada mes y las vende en la feria de la misma localidad.

Solicita el crédito para la compra de semillas y abonos para los cultivos, además le gustaría invertir un poco en la comprar de chanchos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como . Su sueño es comprar terrenos para seguir sembrando.

Le gusta limpiar la casa.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 82
    View loans »
    Ecuador Loans Fundraising
  • $25,601,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Monica Stefania to purchase seeds and fertilizers. She would also like invest a little money to purchase several pigs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 8, 2011
Jun 17, 2011
Currency Exchange Loss:
Jan 15, 2012