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Amigos Emprendedores Group
In this Group: Mauricia , Leandro *, Ana Sofia , Margot , Irene , Yolanda Maria , Gloria Isabel, Maura, Marleny , Victoria , Karen Eneida , Anacris , Ernesto
* not pictured
Victoria is a member of the communal bank "Amigos Emprendedores". She lives in the district of Huanchac in the province and department of Cusco.

Victoria is 44 years old and separated. She has 3 children and works in retail. She alternates her daily activities with her cart candy sales. She has a stand also where she sells books. She has been running this business for 3 years. She is requesting a loan to purchase books to sell.

The other members sell books, candy, one works in telemarketing, two others have a fleet of taxis and the other members are employees who work as drivers and receptionists.

Victoria values and is infinitely grateful for the loan granted since this will allow her grow with her business and improve her quality of life. She is also committed to making her payments on time.
View original language description ↓
La socia pertenece al banco comunal “AMIGOS EMPRENDEDORES”; La socia vive en el distrito D. Huanchac en la provincia D. Cusco, departamento del Cusco.

La socia Victoria; tiene 44 años D. edad y La socia es separada y tiene 3 hijos y la socia se dedica al comercio minorista, la socia alterna sus actividades con la venta D. caramelos en la carreta y ella también tiene un stand D. compra y venta D. libros, la socia trabaja en este negocio desD. hace 3 años, la socia desea en esta ocasión invertir el crédito en la adquisición D. un grupo D. libros para la venta. La socia solicita el préstamo para invertir en la compra D. libros para la venta.

Los otros socios se dedican a la venta D. libros, un socio hace pre ventas en telefónica, otros dos socios tienen una flota D. taxis y los otros socios son empleados D. la empresa y hacen la labor D. operadores y recepcionistas, venta D. caramelos.

La socia valora y agradece infinitamente el crédito otorgado ya que este le permite crecer con su negocio y mejorar su calidad D. vida, así mismo se compromete a cumplir con el pago D. sus cuotas en el plazo estipulado.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 88
    View loans »
    Peru Loans Fundraising
  • $63,784,825
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Amigos Emprendedores Group's $4,250 loan helped a member purchase books to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 9, 2011
Jun 17, 2011
Currency Exchange Loss:
Nov 15, 2011