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Thembalethu Group
In this Group: Zanele Magret , Zinhle Nolwazi , Ntombizonke Maria , Mavis Siphiwe , Mirriem
Zanele, on the left, is 35 years old and single with five children between the ages of 2 and 18. Four of her children attend school. She sells food in Kwa zulu Natal, Empangeni in South Africa. She been in the business for 15 years selling cold drinks, fruits, vegetables and sweets from her home. She also receives income from the goverment's child support program. She says that the main challenge to her business are customers who buy on credit and fail to pay on time. Zanele requested this loan throgh WDB Kiva to buy cold drinks, fruits, vegetables and sweets. She says that the extra income from this loan will help her improve her life and pay for her children's school. In future she would like to see her business grow and end up owning a room to sell her products.

She explained that she started borrowing from WBB last year and it has helped her a lot. She hopes that the partnership with Kiva will make the friendship even better.

Additional Information

About Women’s Development Businesses (WDB)

This loan is administered by Women’s Development Businesses (WDB), Kiva’s first and only partner in South Africa. Over 75% of South Africa’s population lives in rural areas and about a quarter of South Africans live on less than $1.25 per day.

WDB offers microcredit and training to rural women in order to improve their families’ living standards and encourage active participation in their communities. In addition to targeting women with household incomes of less than 50% of the South African poverty standard, WDB also provides enterprise development and mentorship for women ready to enhance their business skills.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About South Africa

  • $12,700
    Average annual income
  • 0
    View loans »
    South Africa Loans Fundraising
  • $875,025
    Funds lent in using Kiva
  • 6.8
    South Africa Rand (ZAR) = $1 USD

Success!! The loan was 100% repaid

A portion of Thembalethu Group's $1,575 loan helped a member to buy drinks, fruits, vegetables and sweets.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 3, 2011
Jun 17, 2011
Currency Exchange Loss:
Dec 8, 2011