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Mamuka comes from the village of Ksovrisi, Mtskheta District. He is 40 years old, married and lives with his family: his wife Lali and two sons (17 and 13 years old), both of whom go to school.

Mamuka is requesting credit to repair his minibus, which is the source of income for the family. He uses it in summer and fall to transport villagers and their fruits/vegetables to the open market in Tbilisi (the capital city). The distance between Ksovrisi and Tbilisi is approximately 35km. Mamuka’s minibus is already old and he needs to change some parts in order for it to function safely and provide comfortable transportation for the villagers.

Mamuka also helps Lali in the family-owned dairy farm. They have four milk cows and sell approximately 100kg Georgian cheese in nearby villages.

A small part of the credit will be used for house renovation. After the renovation family members will have better living conditions and a better spirit for hard work.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 51
    View loans »
    Georgia Loans Fundraising
  • $8,637,875
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Mamuka to purchase parts for his minibus, pay for its repair service and purchase materials for house renovation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2011
Jun 18, 2011
Currency Exchange Loss:
Jul 15, 2012