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Heleine is a 33-year-old married woman and mother of three children. She lives in Tyre. Heleine has manufactured perfume for eight years and, in 2007, opened her own shop. Her shop has a very good reputation in her region. All of her customers recommend her products because they have experienced them.

Heleine requests a loan from Kiva partner A. Majmoua to buy new scents so that she can make her own perfume blends. This is Heleine's third loan cycle with A. Majmoua. The previous loans have helped her to achieve most of her goals and she hopes to improve even more.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 135
    View loans »
    Lebanon Loans Fundraising
  • $18,174,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Heleine to buy new scents to make her own perfume blends.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 23, 2011
Jun 17, 2011
Currency Exchange Loss:
Jun 15, 2012