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Lai is a 39-year-old married woman with two children. She lives with her family in Ho Chi Minh City.

Her husband is a driver. She has been making money by sewing garments. This job brings in a small income to support for her family. Lai has started a garment shop and hired some local women to work together. She would like to take a loan to expand production by buying three sewing machines, one overlocking machine and material in bulk to increase the profitability of her business.

She hopes that this will enable her to earn a higher income and improve her family's living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 84
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 20,540.0
    Vietnam Dong (VND) = $1 USD