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Pov, 43 years old, is a gruel seller. Her husband is a motor taxi driver. Their income is $11 per day. They have five children, 24, 20, 17, 15, and 13 years old. Two of them are still in school and the others are working in the factory.

Every month, she has to spend $35 on food, $5 on electricity, $10 on school fees of her children, and $15 on other expenses.

She would like to request a loan of $1,000 to buy wood to repair her house. This loan will help her family to have a proper house to live in, and the rest of the money she will use for her business to make more income for her family. She plans to enlarge her business to get more profit to enable her children to study till they finish high school.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 143
    View loans »
    Cambodia Loans Fundraising
  • $41,481,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pov to buy wood to repair her house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 20, 2011
Jun 20, 2011
Currency Exchange Loss:
May 16, 2012