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Ivania Vaneska
Ivania works as a cashier at a private company. She has been improving her house, which is half concrete and half wood, which over the years the wood has been deteriorating. She has a daughter and relies on the support of her husband who works as a collections agent. This is her second cycle with Afodenic. With her first loan, she was able to finish her bathroom which was a huge improvement. Nowadays, with this new loan, she will begin to construct starting from the base of the concrete half of her home in order to have more space. She will purchase construction materials, such as blocks, sand, cement, iron, wires, and a buttress to start her project.
View original language description ↓
Ivania de oficio cajera, quien labora en una empresa privada, ha venido mejorando la casa, ya que es mitad de concreto y mitad de madera, el cual ha través de los años la madera ya está en mal estado.
Es madre de una hija, cuenta con el apoyo de su esposo quien labora como gestor de cobro. Este es su segundo ciclo en Afodenic, quien con el primer crédito logro terminar el baño, siendo de gran avance. Hoy con este nuevo préstamo comenzara la casa de concreto desde el arranque lo que unirá junto al muro que tienen para tener mayor espacio.
Comprara materiales de construcción como: bloques, arena, cemento, hierro, alambre de amarre, estribo para comenzar la obra.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Ivania Vaneska to purchase construction materials to make improvements on her home.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Jun 10, 2011
Jun 17, 2011
Currency Exchange Loss:
Sep 18, 2012