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Reforma 1-4 Group
In this Group: Maria S., Anita, Alexandra, Filomena, Elicia, Solange*, Martha*, Agustin, Andrea, Olita, Maria L., Carmen, Catalina, Silvia, Daniela, Onesa*, Urcania, Maria J., Maria P., Marta
* not pictured
Maria S. is one of the members of her group named La Reforma 1 to 4. This is a large group made up of twenty businesswomen and businessmen, dedicated to doing business all over their rural community, which is a batey (company town) between sugar cane fields outside San Pedro de Macoris. She has a long term partner and is a mother with seven children, all living with her in a simply structured home in a rural villa where many Haitian families live every day, working and fighting to have a better future. Maria S. is one of these women and men, doing business to improve her family's standard of living.

For about eight years, Maria S. has been operating her fried food stand and her comedor (a kind of local restaurant for lunch). She has improved her business with every loan she has taken with Esperanza. This is her 9th loan. She plans to use this loan to buy rice, meat, seasoning, vegetables, flour, cooking oil, etc. Maria S. operates two food businesses. One is for breakfast and dinner (a fried food stall, where she sells chicken, meat, sausages, plantain, fried dough, etc), and the comedor, which is like a home restaurant where many people from the community come to have lunch.

She plans to continue to enjoy cooking and serving in her businesses. Another favorite thing to do is to be at her home with her family. Her story is generally representative of her group and of Esperanza's Haitian and Dominican clients, many of whom recently emigrated to the Dominican Republic from Haiti.

Note: There is more than one group picture in order to present as many visible faces as possible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 0
    View loans »
    Dominican Republic Loans Fundraising
  • $8,560,850
    Funds lent in using Kiva
  • 38.0
    Dominican Republic Pesos (DOP) = $1 USD