Benkadi 4 Group
They collaborate with the microfinance institution Soro Yiriwaso so that they can succeed in their activities during the rainy season. They are on their seventh loan with the institution, and their preceding loans were correctly reimbursed.
The crops they cultivate are tomatoes and "jakatou" (a local vegetable), as for example in the case of DJENEBA, the first on the left, sitting on her heels in the photo. With her loan, she intends to pay for plowing expenses, to buy farm inputs, and seeds to farm one hectare of land. Her produce is sold in the village and in the market of SIKASSO after harvesting, to a clientele composed of men and women. She expects to make an average profit of 145,500 F CFA per season.
This profit will allow her to repay he loan and to help her husband cover day-to-day expenses. She hopes to continue this collaboration with Soro Yiriwaso so as to better manage her land and thus earn more from farming it.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur septième prêt avec l’institution, les prêts passés ont été bien remboursés.
Les spéculations cultivées sont : la tomate et le jakatou avec DJENEBA 1ère à gauche position accroupi de la photo.
Avec son prêt, elle compte payer les frais de labour, acheter des intrants et les semences pour entretenir : 1hectare.
Les productions sont vendues au niveau du village et au marché de SIKASSO après la récolte à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice moyen de 145.500FCFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.
Elle souhaite entretenir cette collaboration avec Soro Yiriwaso afin d’ exploiter au mieux son espace cultural pour en tirer plus de gains.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid