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Hoa was born in 1956. She lives in Dai Bi village with her husband. She has 4 children who have been married. Her husband sells things which are made of paper to burn for the dead such as paper money, paper houses, and paper umbrellas.

Miss Hoa has a restaurant in the market where she sells rice, noodle, cobbler, etc. She has had this job for 10 years. Her family has a monthly income of about 7.000.000 Vietnam dong (VND). Hoa likes paying loans per week. So, she has participated in SEDA since 2006 and repaid punctually. During the last cycle she borrowed 6.322.000 VND and repaid this loan. In this loan cycle, she would like to borrow 8.938.000 VND to expand her restaurant.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 132
    View loans »
    Vietnam Loans Fundraising
  • $16,208,900
    Funds lent in using Kiva
  • 20,555.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Hoa to expand her restaurant.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 7, 2011
Jun 14, 2011
Currency Exchange Loss:
Jun 30, 2012