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Mrs. Sek is a 59-year-old woman, married to Mr. Chhoun; both of them work on their farm. They can use their farmland to produce crops at least twice a year according to the season (the rainy season or the dry season). The couple has spent much time working in the field and is making an average of $5 per day to cover expenses such as food, education, utilities, and so on.

They have four children, one of whom is employed in the sewing department of a factory.

Mrs. Sek will be using part of her loan for her husband to buy a motor-trailer to provide transport for people who need to go to the market or elsewhere. With the remaining funds she will purchase several items for resale.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Sek to buy a motor-trailer and to purchase several items for resale.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 25, 2011
Jul 1, 2011
Currency Exchange Loss:
Sep 15, 2012