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San Jose Group
In this Group: Graciela, Eprocinia, Antonia, Juliana Elisa, Brigida, Rosa Yenny, Lucia, Senobia, Aniceta, Felix, Rosa, Claudia, Ruth, Davina, Elias, Edith Flora
The San Jose Community Bank started its seventh loan cycle with 16 members who have diverse businesses, such as selling salchipapas, meals, vegetables, cheese, clothes, firewood, and groceries.

Graciela is the president of the community bank for her third time. She is a single mother with four children. She sells salchipapas (sausage or hotdogs mixed with french fries and served with condiments). The loan that she is requesting will be used to purchase cans of (cooking) oil, mustard, sacks of potatoes, disposable plates, chicken, etc.

She likes Kiva partner FINCA Peru because of the ease of getting loans. She shares pleasant moments with her friends from the bank. She is saving up to buy a plot of land. Her dream is that her children will become professionals who have better opportunities that she did and that her business will continue to prosper.
View original language description ↓
El banco Comunal San José, inicia su ciclo 7 con 16 socias, las cuales tienen diversos negocios como la venta D. salchipapas, comidas, verduras, queso, ropa, leña, abarrotes.
Graciela es la Presidenta del Banco Comunal por tercera vez, es madre soltera con 4 hijos, se dedica a la venta D. salchipapas, el préstamo que solicita lo invertirá en la compra D. latas D. aceite, mostaza, sacos D. papa, platos descartables, pollos, etc.
Le gusta Finca Perú, por la facilidad en los préstamos pasa momentos gratos con sus compañeras D. Banco. Está ahorrando para comprarse un terreno. Su sueño es que sus hijos sean profesionales que tengan mejores oportunidades que ella y que su negocio siga prosperando.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Jose Group's $3,575 loan helped a member to purchase oil, mustard, sacks of potatoes, disposable plates, and chicken.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 9, 2011
Jun 15, 2011
Currency Exchange Loss:
Dec 15, 2011