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Rosa Elvira
Rosa Elvira, 43, is married and lives with her husband and their two children in Ventanas canton in the province of Los Rios.

This group is known as Narcisa de Jesus and is located in the region of San Temistocles, which is part of the canton of Ventanas. The group members are farmers who grow short-cycle crops like corn and rice.

Rosa is a farmer, especially of corn and rice. She makes her purchases monthly in Ventanas and also goes to the markets there to sell her crop.s

She asks for a loan to buy more seeds, fertilizers and compost. The support from the loan will help her to meet her economic needs and to face challenges like pests, crop sickness and variations in climate.

Her dream is to buy her own land. She likes to rest at home.
View original language description ↓
Rosa Elvira tiene 43 años, es casada vive con el esposo y con los dos hijos. Vive en El Cantón Ventanas Provincia de Los Ríos.

Esta Ventanilla se llama NARCISA DE JESUS, se encuentra ubicada en el Recinto San Temistocles, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y arroz.

Rosa se dedica a la agricultura en especial a la siembra de maíz y arros . Las comprar las realiza en Ventanas cada mes y las vende en la feria de la misma localidad.

Solicita el crédito para la compra de semillas, fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como plagas y enfermedades en los cultivos y la variación del clima. Su sueño es comprar terrenos.

Le gusta descansar en la casa.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosa Elvira to buy seeds, fertilizers and compost.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 6, 2011
Jun 14, 2011
Currency Exchange Loss:
Jan 15, 2012