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Mario is 54 years old, married, and lives with his wife and five children who are his highest priorities. He intends to use the money from this loan to buy compost so that he can maintain his coffee crop. Mario owns an established coffee plantation and has the necessary experience to move forward with his project so that he can have good production this year. He wants to generate income so that he can get ahead and provide his family a better quality of live as well as a better future.

This is the second loan he has received from FUDECOSUR. Mario has not had any other loans with the state banks. FUDECOSUR is providing this loan with better terms and a lower interest rate.

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Mario, tiene la edad de 54 años, está casado y vive con sus 5 hijos y su esposo que son su mayor prioridad. El pretende con el dinero del crédito realizar la compra de abonos para el mantenimiento de su cafetal. El cuanta con el plantación de café ya establecida y con la experiencia necesaria para seguir adelante con su proyecto y sacarle una buena producción este año. El quiere generar la ganancia para seguir adelante con su proyecto y darle a su familia una mejor calidad de vida y un mejor bienestar familiar en su futuro. Es el segundo préstamo que ha recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 499.3
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Mario to purchase compost for his coffee plants.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 14, 2011
Jun 14, 2011
Currency Exchange Loss:
Jun 17, 2014