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Jose Abel
Don Jose Abel is 32 years old and has worked the past 10 years at the National Institute of Technology, Center for Agricultural and Technical Education. He teaches professional training classes. According to his references, he is a humble man who is responsible with his obligations. His wife takes care of the household duties and looks after their son.

He is requesting his eighth loan so that he can add a room to his house, thereby gradually improving his living conditions. In addition to improving his home, Jose Abel dreams of having good health and job stability.

View original language description ↓
Don Jose Abel de 32 años de edad, trabaja para el Ceta Inatec desde hace 10 años desempeñandose como docente de formaciòn profesional, segun referencias es un hombre bien humilde, responsable con sus obligaciones, su esposa se encarga de los quehaceres del hogar y del cuido de su hijo. Solicita su 8vo credito para construir una habitaciòn en su vivienda y asi poco a poco ir mejorando sus condiciones de vida, su sueños ir poco a poc mejorando su vivienda, salud y tener estabilidad laboral

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 57
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Jose Abel to add a room to his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 18, 2011
Jun 14, 2011
Currency Exchange Loss:
Jun 15, 2012