A loan of $775 helped to buy perfume, shoes, irons, toasters, and blenders, etc.

Monserrate Amalia's story

The members of the “Damas Emprendedoras De Pachinche” (Enterprising Ladies of Pachinche) Communal Bank meet every two weeks at the place known as Pachinche, which is in the Colon parish in the city of Portoviejo. It is known for its hard-working people who are devoted to agriculture and to raising livestock.

This is where we met Monserrate, age 39. She is in a common-law marriage, and she has two children. The oldest is 15 and is in high school. The youngest, age 12, is in elementary school. Her husband is a farmer.

She is a very good mother and housewife. In order to get her own income and to help her husband with the household expenses, she has a business. She sells household items and personal use items like irons, blenders, fans, shoes, and perfume, etc. She sells door to door. She offers her products to her customers, takes their orders, and delivers the products. She takes the orders on credit, and she collects each week. She tells us that she has been doing this two days a week for five years.

This loan is to buy perfume, shoes, irons, toasters, and blenders, etc. She has been in the communal bank for five cycles, and she likes it because of the responsibility of her colleagues and the institution.

Her dream is to have a restaurant because she loves to cook.

Translated from Spanish by Kiva volunteer Ginny Kalish

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